Test driving

Quote from Ubi SE
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Normal car: $39999 OPC car: $22999

Actual amount: $39999 - $2k (Freebies: 1 yr insurance & 1st mth instalment up to $2k: So i convert it to minus my loan amount)
= $37999

Interest: $37999 x 3% (interest rate for 10yrs) x 10 (years) = $11399.70

Monthly: $37999 + $11399.70 (interest) / 120 (months) = $411.66 per month

For OPC, it's $250 per month

Freebies only for normal cars (too bad for OPC):

1) $500 acc vouchers (SE might be able to give free alarm OR reverse sensor. )
2) 29" Tv OR Leather Seats OR Car kit OR Ipod
3) Free 1/2 yr road tax for normal; free 1 yr road tax for OPC